Business owners / Directors / Contractors

Self-Employed Mortgages For Busy Entrepreneurs

Rated Excellent 5/5
Five stars
on
  • Specialist, independent advice
  • 5 star rated on Google
  • Use your latest year net profit
  • Secure client portal
  • Larger income multiples for high earners
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At a time that suits you. 15-min call
0117 205 0655
Open Mon-Fr 9am-5.30pm

Mortgages & Protection

Mortgages

Only one years accounts? Variable income? Working through an umbrella company? Whatever the circumstances, we're here to find you a fantastic mortgage deal.

Remortgage

As an independent, whole-of-market broker, we can help you remortgage affordably if you're self-employed. Discover the latest fixed, discount and tracker rates.

Protect my family, home
and income

Get expert advice on a range of affordable policies including life insurance, buildings and contents insurance, income protection and critical illness cover. Some policies can be paid for by your business.

Why choose us?

1

Save time

Apply quickly and easily. Our advanced end-to-end mortgage and protection platform streamlines the entire application process, removes friction and saves you time.

To get started, take our quick quiz and book a call with an advisor here. We can often help, (even if you've been declined elsewhere) and there's absolutely no-obligation.

2

At-a-glance client portal

Login to your client portal at any time to view your application's status, upload docs or message your advisor.

You can access the portal on any device, including mobile via our dedicated app.

3

Receive real-time updates

Keep abreast of your application's progress with real-time updates. Receive an automatic SMS or email notification whenever there's a status change.

4

Specialist advisors

As true self-employed specialists, we can often help, even if you've already been declined by a bank or have unusual or complex circumstances

Your home may be repossessed if you do not keep up repayments on your mortgage

Self Employed Mortgage Hub

As seen in...

Discover your best deal

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
Book A Call Back
At a time to suit you

Great mortgage
deals for business owners

With access to a huge range of mainstream and specialist lenders, we'll quickly source the most suitable self-employed mortgage for your circumstances.

If you need a company director mortgage, income can be assessed using your salary and either your dividends or company net profit figures.

Salary and pre-tax net profit is also possible, depending on circumstances.

And we have great mortgage deals for sole traders and limited liability partners, based on net profit.

Finally, we have access to contractor mortgage lenders who'll use up to 48 weeks' income for affordability. We can even help if you're paid in a foreign currency.

Book A call back
At a time to suit you

Mortgage Advisors That Save You Time

Welcome to the faster, more convenient way to get a self-employed mortgage.

Using the latest mortgage tech, automation and open banking, we've made your digital mortgage journey faster and easier than ever.

The result. Our mortgage advisors perform affordability and credit checks, ID verification, and product sourcing in a fraction of the time it takes with other brokers.

So you save time and hassle and get your mortgage approved quicker.

Always know how your application is progressing

Self Employed Mortgage Hub Client Portal Tablet & Mobile Image

View or edit your application details in your client portal at any time. Upload documents securely, message your advisor and monitor your application status.

Receive real-time sms and email updates as your application progresses.

You can login to your client portal on desktop or mobile app 24/7.

Discover your best deal

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
BOOK A FREE CONSULTATION
Speak to an adviser at a time to suit you

Faqs

Get answers to your most common questions below...
Are there any upfront fees?
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We charge a £99 Initial Assessment Fee, payable upfront, which covers our time and work involved in assessing your documentation and carrying out lender research.

We'll then advise you if your case is proceedable. If it isn't, we'll inform you of the exact reasons why so we can get you a mortgage once rectified.

Unlike some competitors, we don't charge a broker fee until we get you a formal mortgage offer. No mortgage, no fee.

The broker fee will depend on the complexity of your case and the amount of work required to source your mortgage deal.  In most cases, our standard broker fee will apply.

Once we've carried out the initial assessment, we'll inform you of the broker fee that applies to your case. There's no obligation to proceed at that point.

Request a call back  from an adviser. It's quick and easy.

Do you run a credit search?
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As your broker, no. However, we will need to see your credit report before we can source the most suitable deal and apply for a decision in principle (DIP).

The lender will carry out a hard credit search, either at the Decision in Principle stage, or when making the full mortgage application (FMA). The latter tends to be more common.

Request a call back from an adviser. It's quick and easy.