Privacy Policy

1. Introduction To Our Services

SelfEmployedMortgageHub.com is owned and operated by Hub FS Limited. Company Registration Number: 13365317

This Privacy Policy sets out how we, Hub FS Limited (“Hub FS Ltd, Hub FS, SelfEmployedMortgageHub.com, Self Employed Mortgage Hub, SEMH, this site, we, us, our”), will use your personal data.

2. What Information Do We Collect?

We may collect, store and use the following data on this website:

  • Information submitted by you through web forms or our Calendly booking calender on this site, for the purposes of making an enquiry
  • Information including, but not limited to your geographical location, ip address, web browser, referral source, time on site, page views and other related analytics.

3. Cookies

In common with most websites, this website uses cookies to store information about your visit.  

A cookie is a small text file stored on your computer or other electronic device.  The information is sent by our website's web server to your web browser where it is stored on your computer.  

On each subsequent visit or page view, the information stored in the cookie file is sent back to our server from your browser, enabling the server to identify and track the visitor.  

We use google analytics to study anonymised data about visitors to this website.  For example, the duration of site visit, whether the visitor is a new or repeat visitor and so on. 

Google Analytics utilizes cookies to log this data before presenting it in reports which we study to understand visitor behaviour.  

Facebook, Google or any other third party may use cookies, web beacons and other storage technologies to collect or receive information to serve ads. They can also show ads based on someones past visits to the website.  This is a common form of online advertising known as remarketing or retargeting and we'll typically show these ads to you for a specific number of days (usually a maximum of 30) after you visit.  

The ads may be text or image based, or a combination of the two and are displayed by 3rd party vendors, including Google, on sites across the internet.

You can opt out of these ads from Google here.  For more information on Google's ad settings click here.

You can read more about Google's privacy policy at http://www.google.com/policies/privacy/

You can also opt out of Google Analytics data tracking here.

For all other advertising, you can opt-out at youradchoices.com and www.youronlinechoices.eu

4. How we use your personal data

The personal data you supply on this website is used for:

  • The assessment of your mortgage and/or mortgage protection/general insurance enquiry by Hub FS Limited, registered in England at 11 Shannon Court, Thornbury, Bristol, BS35 2HN. Company registration number: 13365317.
  • Improving the visitor experience through the study of google analytics data (see Cookies above).
  • Personalising the visitor experience.
  • Sending emails and communications for updates about the progress of your mortgage and/or protection product application, and products and services relevant to you.  You will only receive these if you've specifically opted in and you can unsubscribe with one click from within each email.  You can also contact us here at any time to opt out.  
  • To carry out the occasional customer survey, research & analysis.
  • Sending you email notifications as specifically requested by you.
  • To show retargeting ads based on your previous site visits.

5. Disclosures

We may disclose information about you to any of our employees, officers, agents, suppliers, lenders, other financial intermediaries or subcontractors insofar as reasonably necessary for the purposes as set out in this privacy policy.

In addition, we may disclose information about you to the extent that we are required to do so by law in connection with any legal proceedings or prospective legal proceedings in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk) to the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling.

Except as provided in this privacy policy, we will not provide your information to third parties.

6. Security of Your Personal Data

Your data is held in accordance with the Data Protection Act 2018 and the EU General Data Protection Regulation (GDPR).

This website uses secure socket layer (SSL) encryption technology to protect your data.  However, the internet is not a 100% secure medium and we cannot completely guarantee the safety of your data.

7. Policy Amendments

We periodically update our privacy policy.  All changes and the date they were made will be posted on this page so please check back from time to time.  We may also notify you of changes by email.    

This policy was last updated on September 19th 2021.

8. Your Rights

You have the right to request details of the information we hold about you.

You also have the right to withdraw your consent for us to use the information we hold about you for marketing purposes by contacting us here.

You have the right to request we delete the data we hold about you, unless it is required for us to fulfil our legal obligations.

9. 3rd Party Websites

This website may contain links to other websites.  Please note we are not responsible for the behaviour, practices or privacy policies of these sites as they are outside our control.