CeMAP Mortgage & CPSP Specialist Finance Adviser
Graham Cox is the founder of Self Employed Mortgage Hub and an experienced mortgage and protection adviser specialising in mortgages for company directors, contractors, partners and other self-employed professionals.
Graham is a mortgage broker and Registered Individual with King Mortgages Ltd, which is directly authorised and regulated by the Financial Conduct Authority (FCA). SelfEmployedMortgageHub.com is a trading style of King Mortgages Ltd.
Before becoming a mortgage adviser, Graham spent several years working for a leading UK video game software development company. He became self-employed in 2008, initially launching an online advertising software business before going on to build and run an ecommerce children's outdoor clothing business, which he sold in 2014.
Graham established SelfEmployedMortgageHub.com in 2021, having identified that the self-employed mortgage market was underserved by existing brokers, with a lack of specialist information available to help business owners understand their mortgage options.
Self Employed Mortgage Hub was created to specialise in this area and help company directors, contractors, partners and other self-employed borrowers understand their mortgage options.
Graham provides specialist mortgage and protection advice to entrepreneurs, business owners and property investors looking to purchase or refinance residential and investment property.
He is also the author of the mortgage articles, guides and educational resources published on Self Employed Mortgage Hub, drawing on his experience advising self-employed clients and dealing with lenders' differing approaches to income assessment and affordability.
Graham holds the Certificate in Mortgage Advice and Practice (CeMAP Level 3) and is a Certified Practitioner in Specialist Property Finance (CPSP).
He is a member of the London Institute of Banking & Finance (LIBF), now part of Walbrook Institute London.
Graham is regularly asked by the UK press and media to comment on mortgages, interest rates and the UK property market.
His commentary has been featured in national publications including The Telegraph, Daily Mail, The Guardian, The Independent, Evening Standard and FT Adviser, as well as other national and regional publications. He has also appeared as a guest on LBC and BBC Radio Bristol.
Homebuyers have 18 months to avoid stamp duty hike
Landlord mortgage crisis: arrears reach highest levels since 2016
Mortgage rates set to drop as base rate peak approaches
Number of landlords falling behind on mortgage payments rises
London property market and house prices
Government urged to end mortgage 'horror show' as average two-year rate tops 6%
UK housing and mortgage market commentary (see live blog update at 08:58 BST)
Our in-depth, essential guide to mortgages for company directors including the three different ways lenders assess income.
Learn how your LLP equity partner income is assessed, and how to give yourself the best chance of getting a great mortgage deal.
Use your gross day rate income to increase your maximum borrowing amount. Even with foreign income. Find out how.
Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home.
Some types of buy to let mortgages and bridging loans are not regulated by the Financial Conduct Authority.
SelfEmployedMortgageHub.com is a trading style of King Mortgages Ltd.
King Mortgages Ltd is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference number 803561.
Registered address is: 3 Elder Wood Close, Snodland, Kent. ME6 5FH. Registered in England & Wales.
Registration Number is: 11163641
If you wish to register a complaint, please write to King Mortgages Ltd by emailing info@kingmortgages.co.uk. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request & if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK
