CIS Contractor Mortgages

Rated Excellent 5/5
Five stars
on
  • Streamlined applications
  • Exclusive rates
  • Just 1 year's accounts needed
  • Client portal & real-time updates
  • Borrow using gross CIS income
Talk to an adviser
Book a call back at a time to suit you.
Takes 90 seconds
 0117 205 0655
Open Mon-Fr 9am-5pm
No mortgage, no fee
Specialist lenders

Your home may be repossessed if you do not keep up repayments on your mortgage

Just some of our lenders...

CIS contractor mortgage
deals from niche lenders

Get access to affordable deals from flexible niche lenders happy to consider mortgages for contractors in the contruction industry.

Borrow against gross income to maximise borrowing potential. And, of course, we can source deals from a huge panel of mainstream lenders as well.

Check if you qualify to get started. It takes 90 seconds.

check If You Qualify
Takes 90 seconds. No credit check.

Save time and get approved faster

Welcome to the faster, more convenient way to get a self-employed mortgage.

Using the latest mortgage tech, automation and open banking, we've made your digital mortgage journey faster and easier than ever.

For example, your advisor can perform affordability and credit checks, ID verification, and product sourcing in a fraction of the time it takes with other brokers.

The end result? You save time and hassle and get your mortgage approved quicker.

Always know how your application is progressing

Self Employed Mortgage Hub Client Portal Tablet & Mobile Image

View or edit your application details in your client portal at any time. Upload documents securely, message your advisor and monitor your application status.

Receive real-time sms and email updates as your application progresses.

You can login to your client portal on desktop or mobile app 24/7.

Book a call back and save your most valuable business asset...time.

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
Talk to an adviser
Boo a call back at time to suit you.
Schedule a call in 90 seconds.

Why choose us?

1

Save time

Apply quickly and easily. Our advanced end-to-end mortgage and protection platform streamlines the entire application process, removes friction and saves you time.

We can often help, (even if you've been declined elsewhere) and there's absolutely no-obligation.

2

At-a-glance client portal

Login to your client portal at any time to view your application's status, upload docs or message your advisor.

You can access the portal on any device, including mobile via our dedicated app.

3

Receive real-time updates

Keep abreast of your application's progress with real-time updates. Receive an automatic SMS or email notification whenever there's a status change.

4

Specialist advice

As a true self-employed mortgage specialist, we can often help, even if you've already been declined by a bank or have unusual or complex circumstances

Book a call back and save your most valuable business asset...time.

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
Talk to an adviser
Boo a call back at time to suit you.
Schedule a call in 90 seconds.

Faqs

Get answers to your most common questions below...
Are there any upfront fees?
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We charge a £99 Initial Assessment Fee, payable upfront, which covers our time and work involved in assessing your documentation and carrying out lender research.

We'll then advise you if your case is proceedable. If it isn't, we'll inform you of the exact reasons why so we can get you a mortgage once rectified.

Unlike some competitors, we don't charge a broker fee until we get you a formal mortgage offer. No mortgage, no fee.

The broker fee will depend on the complexity of your case and the amount of work required to source your mortgage deal.  In most cases, our standard broker fee will apply.

Once we've carried out the initial assessment, we'll inform you of the broker fee that applies to your case. There's no obligation to proceed at that point.

Request a call back  from an adviser. It's quick and easy.

Do you run a credit search?
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As your broker, no. However, we will need to see your credit report before we can source the most suitable deal and apply for a decision in principle (DIP).

The lender will carry out a hard credit search, either at the Decision in Principle stage, or when making the full mortgage application (FMA). The latter tends to be more common.

Request a call back from an adviser. It's quick and easy.