Contractor mortgages using your day rate.

Rated Excellent 5/5
Five stars
on

  • 5 star rated on Google
  • Borrow more using your day rate
  • Ltd co, umbrella, agency etc
  • Ultra competitive rates
  • Foreign currency contractor income possible
Book A Free consultation
It's quick and easy. No credit check.
 0117 205 0655
Open Mon-Fr 9am-5pm

Your home may be repossessed if you do not keep up repayments on your mortgage.

Contractor mortgage
deals for IT, education and other professionals

Sourcing the right contractor mortgage deal by yourself can be tough.

Whether you contract via your Limited or Umbrella company, we can source the most suitable provider using your day rate to maximise your borrowing potential.

We can even help if you get paid in a foreign currency.

Get Started
Takes 90 seconds. No credit check.

Save time and get approved faster

Welcome to the faster, more convenient way to get a self-employed mortgage.

Using the latest mortgage tech, automation and open banking, we've made your digital mortgage journey faster and easier than ever.

For example, your advisor can perform affordability and credit checks, ID verification, and product sourcing in a fraction of the time it takes with other brokers.

The end result? You save time and hassle and get your mortgage approved quicker.

Always know how your application is progressing

Self Employed Mortgage Hub Client Portal Tablet & Mobile Image

View or edit your application details in your client portal at any time. Upload documents securely, message your advisor and monitor your application status.

Receive real-time sms and email updates as your application progresses.

You can login to your client portal on desktop or mobile app 24/7.

Discover your best deal

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
Book A Free Consultation
At a time to suit you

Why choose us?

1

Save time

Apply quickly and easily. Our advanced end-to-end mortgage and protection platform streamlines the entire application process, removes friction and saves you time.

To get started, take our quick quiz and book a call with an advisor here. We can often help, (even if you've been declined elsewhere) and there's absolutely no-obligation.

2

At-a-glance client portal

Login to your client portal at any time to view your application's status, upload docs or message your advisor.

You can access the portal on any device, including mobile via our dedicated app.

3

Receive real-time updates

Keep abreast of your application's progress with real-time updates. Receive an automatic SMS or email notification whenever there's a status change.

4

Specialist advisors

As true self-employed specialists, we can often help, even if you've already been declined by a bank or have unusual or complex circumstances

Discover your best deal

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
Book A Free Consultation
At a time to suit you

Faqs

Get answers to your most common questions below...
Are there any upfront fees?
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We charge a £99 Initial Assessment Fee, payable upfront, which covers our time and work involved to assess your documentation. We'll then advise you if your case is proceedable. If it isn't, we'll inform you of the exact reasons why so we can get you a mortgage once rectified.

Unlike some competitors, we don't charge a broker fee until we get you a formal mortgage offer. No mortgage, no fee.

The broker fee will depend on the complexity of your case and the amount of work required to source your mortgage deal.

Your advisor will inform you of the fee in advance, once he's checked your credit file, gathered all relevant info and provided you with a decision in principle. There's no obligation at this point, and you can walk away without paying a penny if you wish.

Request a call back  from an adviser. It's quick and easy.

Do you run a credit search?
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As your broker, no. However, we will need to see your credit report before we can source the most suitable deal and apply for a decision in principle (DIP).

The lender will carry out a hard credit search, either at the Decision in Principle stage, or when making the full mortgage application (FMA). The latter tends to be more common.

Request a call back from an adviser. It's quick and easy.