Umbrella Contractor Mortgages

  • Streamlined applications
  • Exclusive rates
  • Just 1 years accounts needed
  • Client portal & real-time updates
  • Borrow using gross income
get started
It's quick and easy. No credit check.
0117 205 1695
Open Mon-Fr 9am-5pm
No mortgage, no fee
Specialist lenders

Your home may be repossessed if you do not keep up repayments on your mortgage.

Just some of our lenders...

Umbrella contractor mortgage
deals from niche lenders

Get access to affordable deals from flexible niche lenders happy to consider mortgages for contractors paid by an umbrella company

Borrow against your contract value to borrow against, potentially with less than a year's trading.

Check if you qualify to get started. It takes 90 seconds.

check If You Qualify
Takes 90 seconds. No credit check.

Save time and get approved faster

Welcome to the faster, more convenient way to get a self-employed mortgage.

Using the latest mortgage tech, automation and open banking, we've made your digital mortgage journey faster and easier than ever.

For example, your advisor can perform affordability and credit checks, ID verification, and product sourcing in a fraction of the time it takes with other brokers.

The end result? You save time and hassle and get your mortgage approved quicker.

Always know how your application is progressing

Self Employed Mortgage Hub Client Portal Tablet & Mobile Image

View or edit your application details in your client portal at any time. Upload documents securely, message your advisor and monitor your application status.

Receive real-time sms and email updates as your application progresses.

You can login to your client portal on desktop or mobile app 24/7.

Discover your best deal

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
GET STARTED
It's quick & easy. No credit check.

Why choose us?

1

Save time

Apply quickly and easily. Our advanced end-to-end mortgage and protection platform streamlines the entire application process, removes friction and saves you time.

To get started, take our quick quiz and book a call with an advisor here. We can often help, (even if you've been declined elsewhere) and there's absolutely no-obligation.

2

At-a-glance client portal

Login to your client portal at any time to view your application's status, upload docs or message your advisor.

You can access the portal on any device, including mobile via our dedicated app.

3

Receive real-time updates

Keep abreast of your application's progress with real-time updates. Receive an automatic SMS or email notification whenever there's a status change.

4

Specialist advisors

As true self-employed specialists, we can often help, even if you've already been declined by a bank or have unusual or complex circumstances

Discover your best deal

"Brilliant from start to finish. Graham managed to find a main high street lender who offered a brilliant rate. Would highly recommend."

Tracy Boyle - Google Business Review
GET STARTED
It's quick & easy. No credit check.

Faqs

Get answers to your most common questions below...
Are there any upfront fees?

We charge a £99 Initial Assessment Fee, payable upfront, which covers our time and work involved to assess your documentation. We'll then advise you if your case is proceedable. If it isn't, we'll inform you of the exact reasons why so we can get you a mortgage once rectified.

Unlike some competitors, we don't charge a broker fee until we get you a formal mortgage offer. No mortgage, no fee.

The broker fee will depend on the complexity of your case and the amount of work required to source your mortgage deal.

Your advisor will inform you of the fee in advance, once he's checked your credit file, gathered all relevant info and provided you with a decision in principle. There's no obligation at this point, and you can walk away without paying a penny if you wish.

Get started  now. It's quick and easy.

Do you run a credit search?

As your broker, no. However, we will need to see your credit report before we can source the most suitable deal and apply for a decision in principle (DIP).

The lender will carry out a hard credit search, either at the Decision in Principle stage, or when making the full mortgage application (FMA). The latter tends to be more common.

Get started  now. It's quick and easy.